The new Westpac Ignite credit card

Former Virgin Credit Card holders have recently been upgraded to the new Westpac Ignite credit card.

This card is designed to maintain the benefits of the previous card and add to it with some new features.

Here is a quick rundown of how the Westpac Ignite credit card works.

Firstly, there is no annual fee associated with this credit card. This is a real bonus because it means you will avoid a nasty shock when an extra fee is tacked onto your bill once a year!A competitive rate of 12.99% per annum on purchases.

An interest-free period of up to 55 days, meaning you have plenty of time to rearrange your funds before paying off your purchases.

Your account is protected from fraud through the CardShield world-class security system. This system means you will not be liable for any internet transactions made with the Ignite card without your consent or knowledge, so long as you notify Westpac of the transaction before the due date appears on your credit card account statement.