Credit Cards Review

Most Popular Credit Cards:

Commonwealth Bank Low Fee Card - 19.99% p.a. on purchases - Up to 55 days interest free on purchases - A complimentary additional card - A balance transfer rate 5.99% p.a. for 5 months - The convenience security and familiarity of Australia’s largest ATM and branch network. > More Details

Commonwealth Bank Gold Card - 20.74% p.a. on purchases AND cash advances - Up to 55 days interest free - $114 annual fee - Balance transfer rate 5.99% p.a. for 5 months - Issued with chip for extra security - Commonwealth Awards program + special Gold offers - Additional cardholder for $15 > More Details

Citibank Gold Card - 2.9% p.a. interest rate for 12 months on balance transfer – Free International Travel Insurance – FREE access to a superior Rewards Program (redeem for items, vouchers or Qantas Frequent Flyer points) – Access to Citibank World Privileges - benefits at hotels, restaurants, shops and more – Generous credit limit up to $25,000. – Up to 55 Days Interest-free on retail purchases. – FRAUD SHIELD > More Details

Aussie MasterCard - A low interest rate of 11.99% p.a.* on purchases - Up to 55 days interest free credit on purchases - Competitive balance transfer rate of 0% p.a. for the first 6 months ^ - Credit limit up to $15,000 - 24 hour call centre assistance - at home and overseas - Shop safely Online with MasterCard SecureCode™ - A low 17.99% p.a. on cash advances* - And you don’t have to be an Aussie customer to apply > More Details

Other Credit Cards:

AMEX Blue Sky	AMEX Gold	AMEX Platinum	AMEX Qantas
ANZ Balance Credit Card	ANZ Visa Debit	ANZ First Credit Card	ANZ Frequent Flyer
ANZ Gold	ANZ Low Rate	ANZ Rewards	Commbank Low Rate
Commbank Platinum	Commbank Standard Award	BP Citibank MasterCard	Citibank Clear
Citibank Platinum Card

Credit Cards Review

Are you spending way to much on interest for your credit cards?  A lot of Australians are really suffering from the financial burden that their credit card interest places upon them, and it’s no surprise given that Australians are rumoured to have a credit card debt exceeding $5000 each on average.  That is a lot of debt, and a lot of interest being paid when it need not necessarily be so.

With the 4 major banks all providing credit cards with exhorbitant interest fees, is it any wonder that a lot of Australians are looking towards other lenders such as credit unions and smaller community banks to provide them with cheaper credit cards. If you are looking to try and rationalise your debt and reduce the amount of interest you are paying, it’s worth having a look at the other lenders to see what they can do for you, and how much you may actually be able to save per month.  You may be very suprised to see that there are huge savings to be made if you are able to locate the right credit cards for you.

Your credit card need not be a financial burden to you and your family.  Credit cards were designed to be used for an emergency situation, however many Australians, especially those from a younger generation, seem to want something and have it now, rather than live within their means and pay for a product when they can afford it.

Unfortunately, this is the way the debt on credit cards mounts up. Once your credit card debt gets excessively high, it can literally take years to pay it off unless you are consistently paying back more than the average monthly amount.  If you want to reduce your credit card debt, it is worth doing a lot of research with all the major lenders to find the credit card that is suitable for you.